Bee PH

Privacy Policy

Effective Date: January 1, 2025

Bee PH ("we", "us", or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, store, and share your personal information when you use the Bee PH mobile application and services.

1. Information We Collect

Personal Information

  • Full name, date of birth, and gender
  • Contact information (mobile number, email address)
  • Government-issued ID details
  • Employment and income information
  • Bank account details for loan disbursement
  • Emergency contact information

Device Information

  • Device type and operating system
  • Unique device identifiers
  • IP address and network information

Usage Data

  • App usage patterns and preferences
  • Transaction history
  • Communication records with our support team

2. How We Use Your Information

We use your personal information to:

  • Process and evaluate loan applications
  • Verify your identity and creditworthiness
  • Disburse approved loans and process repayments
  • Communicate with you about your account and services
  • Improve our products and services
  • Comply with legal and regulatory requirements
  • Prevent fraud and ensure security

3. Data Sharing

We may share your information with:

  • Credit bureaus for credit assessment purposes
  • Payment partners to process loan disbursements and repayments
  • Regulatory authorities as required by law
  • Service providers who assist in our operations (under strict confidentiality agreements)

We do not sell your personal information to third parties.

4. Data Security

We implement appropriate technical and organizational measures to protect your personal information, including:

  • Encryption of data in transit and at rest
  • Secure server infrastructure
  • Access controls and authentication mechanisms
  • Regular security audits and assessments

5. Data Retention

We retain your personal information for as long as necessary to:

  • Fulfill the purposes for which it was collected
  • Comply with legal and regulatory requirements
  • Resolve disputes and enforce our agreements

6. Your Rights

Under the Data Privacy Act of 2012, you have the right to:

  • Access your personal information
  • Correct inaccurate or incomplete data
  • Object to the processing of your personal information
  • Erasure of your data under certain circumstances
  • Data portability — receive your data in a structured format

To exercise these rights, contact our Data Protection Officer at info@cashb.ph.

7. Cookies and Tracking

Our website may use cookies and similar technologies to enhance your browsing experience. You can manage cookie preferences through your browser settings.

8. Children's Privacy

Bee PH services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes through the app or our website.

10. Contact Us

For questions or concerns about this Privacy Policy, please contact us: